You may need an "Occupier's Consent Form" if an adult who is not the legal owner of your property is living in your house and you choose to take out a mortgage on your property. This can cause problems for the mortgage lender in the event that you do not keep up with your mortgage payments, as an occupier can potentially obtain a legal interest in a property even though they are not a registered owner of it.
By signing your mortgage deeds you give an assurance to your bank that you will give them vacant possession of the property in the event that they need to repossess it. Your mortgage lender will be able to claim vacant possession of your property if all the adults who are living in your house sign their "Occupiers Consent Form".
Your mortgage lender may request a signed Occupier's Consent Form before the legal work in respect of your mortgage has been signed - perhaps the person was not an occupier of the property when you originally took out the mortgage, or the lender has only just become aware that a non-mortgage borrower lives at your property.
We can explain the legal implications of the Occupier's Consent Form and to witness their signature of it. We will charge a fixed fee of £290+VAT for this service.
The fee includes; answering your initial query and taking instructions, dealing with "know your client" regulations and ID checks, opening the file on our system, meeting you in person where required, completing the required forms, then dealing with any follow up queries from third parties and file retention for at least six years
If your mortgage lender requires you to get an "Occupiers Consent Form" you can contact us online.
If you would like to speak to us regarding your will or would like us to check that your existing will is up to date please contact us and will will respond as quickly as possible.
If you would like to speak to us regarding your will or would like us to check that your existing will is up to date please contact us and will will respond as quickly as possible.
Courtyard Solicitors is a Limited Liability Partnership with offices in London & Devon. We have four partners; Christopher Shepherd, Sean White, Jonathan Green, and Jonathan Lynn. Our partners specialise in all property matters, Power of Attorney, Conveyancing, Wills, Probate, Litigation, Business and Family Law. Each of our experienced solicitors has been practicing in their area of Law for many years and are experts in their respective fields.
We provide a fixed fee for our services where possible, that we believe offers our clients excellent value for money, which is borne out by the positive client testimonials below.
Courtyard Solicitors are accredited by the Law Society. Membership of the Law Society establishes a level of credibility for firms, as their role is to promote excellence in the profession and safeguard the rule of law.
